It’s Really This Simple
⭐ No Medical Exam. Guaranteed issue.
⭐ Choose your coverage amount and enroll. As long as you pay the premium, you’re covered for the duration of the policy.
⭐ Member Rates As Low As 25¢ / Day*
Yes, you’re accepted!
Quick and simple with guaranteed acceptance.
No Medical Questions
No Urine Testing
No Long Enrollment Process
No Waiting for Coverage
No Massive Premiums
Guaranteed Rate / 5-Year Term
Your rate is guaranteed for a 5-year term period. You can keep your policy until you decide you do not need it. Cancel any time.
The most selfless thing you can do for your loved ones in case of a future without you. In the event of your death a tax-free payout is provided to help cover expenses like the following:
- Paying off debt and final expenses
- College tuition for children
- Paying for groceries and family living expenses
- Funeral and death costs
- Paying off your mortgage or rent
- Temporary replacement of income
How It Works
Its fast and simple to understand, just choose your coverage amount and enroll. As long as you pay the premium, you’re covered for the duration of the policy. You may renew your policy every 5 years up to age 80. For many people, term life insurance is a simple, affordable way to safeguard the financial health of loved ones if something happens.
How It Pays
100% benefit amount if your death is the result of an accident, in any year. You also have the option to convert this term life policy into a whole life policy up to age 70.
If a death is to occur in the second year, the benefit payout is 20% of the full amount.
If a death is to occur within or after the third year, the payout is the full benefit amount.
About The Carrier
Simple Term Life Insurance is underwritten by Lifeshield National Insurance Co. Since 2001, LifeShield National Insurance Co. has held a rating of B++ (Good) for financial strength by AM Best Company
Simple Term Life Insurance is marketed by Smart and Simple Insurance and administered by InsuranceTPA.com, a licensed third-party administrator serving all 50 states.
* Rates based on a person aged 34